Early Money Moves to Make After Having a Child
My wife and I recently welcomed our second child into the world. A new addition to the family is always a blessing and, a bit tiring, of course. Amidst all...
What is the Debasement Trade? How Investors Hedge Against the Declining Dollar
There’s been a lot of discussion surrounding the “debasement trade”. The idea is that because the value of the U.S. dollar is declining in real terms, investors are seeking a...
When a Short-Term Treasury ETF Makes Sense for Your Cash
Short-term treasury funds can be a good place to park cash, but the use cases are important to understand when trying to determine when they might be appropriate. Let’s dig...
Now is a Good Time to Lock in High Yields on CDs
As the Fed begins their rate-cutting cycle, it is a good time to consider parking idle cash in a Certificate of Deposit (CD).. Following rate cuts, the yields offered by...
Private Funds and Crypto in Your 401(k)? Approach with Caution
The White House recently issued an executive order aimed at allowing access to alternative investments within retirement accounts. Specifically, private market investments (those not listed on public exchanges) and digital assets...
Key Benefits of Moving Retirement Funds into a Rollover IRA
I’m getting ready to help a family member roll over their retirement accounts from previous employment into a new, Rollover IRA account. The benefits of doing this are: Simplification –...
How to Prioritize Investing When You’re Wired as a Spender
Generally, I believe people are wired as either a saver or a spender. However, I do feel that we fall more on a spectrum and not firmly on one side...
How to Know if Your Health Insurance Qualifies as a High-Deductible Health Plan
Whether you can contribute to a Health Savings Account (“HSA”) hinges on the type of health insurance plan you have. You may already be aware that you are required to...
Marriage & Money: Key Financial Surprises to Know About
Preparing for marriage is an exciting time. In many ways, you are getting ready to begin a completely new life. It’s easy to get caught up in that excitement and...
Pay Off Your Mortgage Early or Invest? Here’s How to Decide
Paying down a mortgage early is perhaps the most commonly debated personal finance topic. If you advocate for paying it down early, you are immediately criticized for being unable to...