Understanding the Vesting Schedule
Your employer distributed an email this week stating that some updates have been made to the employee benefits package. As you peruse the document you come across a table labeled,...
Cumulative Advantage
Have you ever, as a result of hard work and dedication noticed that when you are able to get one thing to go your way, other things begin to follow?...
How to Keep Track of Your Expenses
There are an unlimited number of ways one can keep track of expenses. Some prefer Microsoft Excel (me!), others use QuickBooks, phone applications like Mint, or good ole’ fashioned pen...
The Accumulation of Assets…a Key Financial Goal
Goal setting for your finances can seem overwhelming, given all the demands on your time, attention, and resources. However, much like selecting targets in other aspects of your life, identifying...
Money is a Tool
People commonly remark that money is the root of all evil. Nothing could be further from the truth. Like a hammer or a drill, money is a tool… nothing more,...
Gratitude
“I need more money”, is a common phrase we tell ourselves and others when we feel like life isn’t providing us everything we think we need. Wishing and complaining doesn’t...
Pay Yourself First
A vacation to the Caribbean, your child’s summer sports camp, or a well-funded investment account all require resources. How do you ensure that you have the resources to fund these...
Delayed Gratification
Scrolling through social media offers endless opportunity to feel the need to make impulse purchases on items you think you need, in order to keep up with people you don’t...
Sound Financial Decision Making
You’ve seen the story before…a famous athlete who earned millions each year suddenly finds that they are filing for bankruptcy in retirement, and each time it occurs it seems so...
an introduction
Have you ever arrived at the end of the month, only to realize that you spent more than you made? You went to pay the balance of your credit card...